The Certified Application Counselors (CACs) and other assisters throughout the state of Nebraska rocked Open Enrollment 5! The concert was executed smoothly with a nice balance of lights to complement the music.

How many consumers enrolled?

This year, 88,213 Nebraskans signed up for health insurance through the Health Insurance Marketplace. Why is this a big deal?  Take a look at the enrollment numbers for previous years and you can see why assisters are rejoicing.

 

For 2018 coverage:   88,213   5th open enrollment   November 1, 2017 – December 15, 2017

For 2017 coverage:   84,371   4th open enrollment    November 1, 2016 – January 31, 2017

For 2016 coverage:   87,835   3rd open enrollment    November 1, 2015 – January 31, 2016

For 2015 coverage:   74,152   2nd open enrollment   November 15. 2014 – February 15, 2015

For 2014 coverage:   63,776   1st open enrollment    October 1, 2013 – March 31, 2014

Note: CMS started to report state-level plan selection figures after January 9, 2015.

 

All hands were on deck to help spread the word about open enrollment. I probably annoyed many people by using my personal social media platforms to educate those I know. What was enlightening to me were the stories shared by individuals who were able to find affordable health insurance.

On Healthcare.gov, there was a tool that allowed consumers to explore the plans offered in their state. While many of the prices listed were high, many consumers were surprised by how affordable a plan was for them once they completed an application and were able to see what tax credits and/or cost sharing reductions they received.

In fact, many consumers were able to receive free health insurance. That’s right – many qualified for free plans based upon their income.

So, as I stated before, the assisters in Nebraska rocked hard. Fans at the concert enjoyed the performance, especially the epic encore.

To everyone that helped ensure a successful concert…..Great work! We did it.

 

 

 

 

-Keshia Bradford, Director of Strategic Initiatives, Health Center Association of Nebraska

 

 

*https://www.cms.gov/Newsroom/MediaReleaseDatabase/Fact-sheets/2017-Fact-Sheet-items/2017-12-28.html?DLPage=1&DLEntries=10&DLSort=0&DLSortDir=descending

Get Ready for a Performance of a Lifetime!

The crowd is ready…

The performers take the stage…

The curtain goes up…

The performers play and the crowd goes wild!!!

 

 

 

 

 

 

That’s how I think about the outreach and enrollment staff at the health centers. They practice (train) for the Open Enrollment and once it begins, all that practice (training) begins to take hold.

How is Open Enrollment going?

Rockin’! Open enrollment is going very well. Signing up has been going well for many consumers and Certified Application Counselors (CACs) at the health centers. Despite the lack of advertising funding used to promote Healthcare.gov and reduced number of trained assisters, more consumers are signing up for health insurance plans than expected. Each week, we are seeing enrollment numbers climbing higher. In fact, enrollment numbers this year are higher than in years past based upon the same number of days into Open Enrollment. In Nebraska we have enrolled 32,759 from November 1st to November 25th.

Counselors from the health centers have reported that many consumers have been shocked by how affordable their health insurance has been. For many, qualifying for the tax credits has helped tremendously lower their monthly payments.

There have even been a few consumers remark how nervous they were about how much their insurance was going to be until they were able to see for themselves how affordable their plan was.

Health center CACs are seeing their schedules bustling with appointments and walk-ins. We still have a couple weeks before Open Enrollment ends (December 15th). We are anxiously awaiting the final enrollment numbers.

In other words, the performers are in the middle of their set. The crowd is enthusiastically reacting to the music.

Will there be an encore after the final set? Stay tuned.

 

-Keshia Bradford, Director of Strategic Initiatives, Health Center Association of Nebraska

 

 

 

 

 

What does rock have to do with enrollments? Everything. Yes, everything. Hear me out.

Background

Here at HCAN, I have been rocking out to new information at the federal level and providing updates to the Certified Application Counselors (CACs) in a timely manner. Back in September, there was a 1½ day rock concert (training) filled with a variety of sessions that complemented the required federal CAC training. Since the concert, weekly updates have become more important as new information becomes available.

New information

Examples of information that has been shared:
• 2018 Open Enrollment begins November 1st and ends December 15th 2017- only 45 days long.
• Affordable Care Act (ACA) is still the law.
• Tax penalties still exist. Depending on income, you can be subject to a fine of $695 or 2.5% of your income, whichever is greater.
• Medica is the only insurance company in Nebraska offering plans on the Health Insurance Marketplace.
• Eligibility for premium tax credits and Cost Sharing Reductions (CSRs) to lower out of pocket costs hasn’t changed. Even if the administration stops making CSR payments to insurance companies, consumers will still receive these reductions.

Rock and Enrollments do go together

As I mentioned earlier, there has been a lot of rocking going on in preparation of Open Enrollment. So much rocking took place, that enrolling time is almost here. CACs across the state of Nebraska will rock enrollments in the coming weeks.

Need more proof? Here is proof that rock enrollments go together: Nebraska coalition video.

If you know of anyone that needs health insurance, have them visit healthcare.gov or contact a Nebraska health center today. Help us rock enrollments!

-Keshia Bradford, Director of Strategic Initiatives, Health Center Association of Nebraska